Go now, pay laterGo now, pay later

Travel loan

Go now, pay later
2000
36
months
Monthly payment
100
This is an approximate monthly payment and may differ from your offer.
Apply

Limited Offer! No signing fee.

Apply now!

Limited Offer! No signing fee.

Fast application
It takes just a minute to apply, get a reply in real-time
Affordable interest
Loans starting from 9.9% depending on your credit capacity
No down payment
Get your money without paying anything upfront
Reduce payments
Convert your loan to credit line for smaller payments

It's easy as 1, 2, 3

1
Apply
Choose a loan, then fill in your contact info and some financial details. It takes just a minute.
2
Receive offer
We’ll review your application in real time and send you a personalized offer.
3
Receive money
Sign the contract and receive the funds straight to your bank account.

Your escape is closer than you think.

Flexible payments, no upfront cost. Go further without delay.
Apply
ESTO loans are perfect for things you didn’t plan — or don’t want to wait for.

A travel loan is money you can borrow to cover travel expenses. We offer more — a renovation loan, or if you need a car loan — ESTO credit is flexible, fast, and tailored to your budget.

Choose the amount, set the schedule, and receive the money directly to your account. Submitting the application takes just a minute, and you’ll get a decision immediately.

No paperwork. No waiting.

Nearly 1 million

people use ESTO

Get your account now
About ESTO loans

Frequent questions

Travel loan: why is it worth it, and why ESTO?
Do you feel you really need a holiday but your finances won’t allow it? A travel loan can be the one step between you and your dream vacation. Getting a loan from ESTO pays off because each of our loans is designed so that the terms are as favorable and convenient as possible for your specific situation. You don’t have to take a generic consumer loan when you can choose an option tailored to travel — or even a credit line that lets you cover expenses over a longer period. The wrong loan can become a heavy financial burden, while the right one can help — or even make dreams come true.

Even better, with an ESTO loan there will never be any uncertainty — all terms are clear even before the agreement is signed. That’s why we’re trusted across the Baltics.
How do I get a travel loan?
The application for a travel loan is submitted online. The process is especially fast. Submit your loan application right here in the ESTO portal. To start, choose the travel-loan amount and term that interest you and provide certain personal and financial information. Submitting the request takes just a minute, and your application will be reviewed immediately.
Will I receive my travel loan before the trip starts?
You can apply now, and after the agreement is successfully concluded, you will receive your travel amount within a few business days.
What size travel loan can I get?
The loan calculator you’ll see when submitting the application will help you understand what consumer-loan amount may be granted. After we assess your application and whether you meet our consumer-loan conditions, you will receive a loan offer with the maximum possible amount. In general, a consumer loan of up to EUR 15,000 can be granted, but it may vary depending on the nature of your loan.
How is the travel consumer loan repaid?
As with any ESTO consumer loan, once the agreement is concluded you will have a repayment schedule, a monthly installment, and all other terms relevant to your case.
What could the monthly payment be?
There is no universal answer, because for a travel loan the monthly payment is calculated based on the type and amount of the loan you take.
Can I repay the travel loan amount early?
Yes, of course you can repay early! You can do this at any time — simply log in to your account online and repay the full travel-loan amount.
What is the annual percentage rate for this consumer loan?
All exact costs and fees (origination fee, administration fee, annual interest rate, etc.) are indicated in the payment schedule, and additional information can be found in the consumer-loan calculator. All this important information is provided before signing the agreement. The consumer-loan interest rate is fixed for one year. Depending on the type and amount of the consumer loan, a monthly administration fee may also apply.

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How monthly payment is calculated
Loan amount
500 €
Period
12 months
Contract signing fee
0 €
Monthly management fee
2.90 €
Interest
7.90 %
Annual interest rate (APR)*
22.20 %
Total amount payable
556.44 €
Monthly payment
46.37 €
* APR (Annual Percentage Rate) is the percentage of the total cost of the loan, including loan interest, contract fee and other costs payable for granting the loan.