Your next ride, without the waitYour next ride, without the wait

Vehicle loan

Your next ride, without the wait
3000
36
months
Monthly payment
100
This is an approximate monthly payment and may differ from your offer.
Apply

Limited Offer! No signing offer.

Apply now!

Limited Offer! No signing offer.

Fast application
It takes just a minute to apply, get a reply in real-time
Affordable interest
Loans starting from 9.9% depending on your credit capacity
No down payment
Get your money without paying anything upfront
Reduce payments
Convert your loan to credit line for smaller payments

It's easy as 1, 2, 3

1
Apply
Choose a loan, then fill in your contact info and some financial details. It takes just a minute.
2
Receive offer
We’ll review your application in real time and send you a personalized offer.
3
Receive money
Sign the contract and receive the funds straight to your bank account.

Your ride, your terms.

Simple terms, fast approval, no down payment. Start the engine.
Apply
ESTO car loan – it only takes a few minutes!

Buying a vehicle is a huge responsibility that can become a burden. An ESTO loan for a car is a great opportunity to purchase a new or used car on favorable terms.

Choose the amount, set your schedule, and get the funds straight to your account. Application takes just a minute, and you’ll get a decision right away.


No paperwork. No waiting.

Nearly 1 million

people use ESTO

Get your account now
About ESTO loans

Frequent questions

Why choose ESTO car loan for your car?
A car loan is an unsecured consumer loan that allows you to purchase a new vehicle quickly and easily. With ESTO, you can conveniently and quickly secure various unsecured consumer loans online – many people already use ESTO's services. And for good reason! You don't have to go anywhere – just fill out an application online and you will receive a personalized offer shortly. The loan amount will be determined based on your financial capabilities.
How to get a car loan?
If you are interested in a car loan, select the loan amount and term, and submit your personal and financial information. Submitting your application will take just a minute, and your request will be reviewed immediately. The car loan calculator will help you figure out how much of a consumer loan you could get.
If I have outstanding financial obligations, can I still get a car loan?
Of course, when you are looking for a vehicle, the question of financing becomes more important than ever. When applying for a car loan, it is important that you have a regular source of income in Lithuania, no outstanding debts, and no bad credit history. Therefore, there is a certain risk that a car loan may not be granted. If you have any questions, it is best to consult with an ESTO consultant.
When taking out a car loan, does it matter what kind of car I want to buy?
Regardless of whether you want to buy a new or used car, once you sign the contract, the money will be in your bank account within a few business days. You can use your car loan to buy exactly the car you need.
How does car loan repayment work?
As with all other expenses and fees, before signing the contract, you will be provided with a payment schedule, all relevant information about monthly payments, and a specific repayment date. All this important information is provided before signing the contract.
I bought a used car – will the car loan cover repairs?
If you have purchased an older model used car and are concerned that you may need more expensive repairs in the future, don't worry. ESTO offers a variety of options to help you deal with such situations. You can always insure yourself with flexible and secure solutions such as a credit line, or if you need a one-time major repair, you can take advantage of a small loan to repair your vehicle.

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More ways to make it happen

Customer favorite

Credit line

Up to 6 000 €
|
Renewing limit
|
Up to 36 months

Loan

Up to 10 000 €
|
Up to 120 months

Small loan

Up to 500 €
|
Up to 12 months

Renovation loan

Up to 15 000 €
|
Up to 120 months

Beauty loan

Up to 10 000 €
|
Up to 120 months

Travel loan

Up to 10 000 €
|
Up to 120 months

Health loan

Up to 10 000 €
|
Up to 120 months
How monthly payment is calculated
Loan amount
500 €
Period
12 months
Contract signing fee
0 €
Monthly management fee
2.90 €
Interest
7.90 %
Annual interest rate (APR)*
22.20 %
Total amount payable
556.44 €
Monthly payment
46.37 €
* APR (Annual Percentage Rate) is the percentage of the total cost of the loan, including loan interest, contract fee and other costs payable for granting the loan.