For you For business
Lietuvių English Русский
Credit line Loans Ways to pay Help
Sign in Open account
For you For business
Credit line Loans Ways to pay Help
Sign in Open account
All Tips E-commerce Shopping
ESTO Car Loan: Fast, Flexible Vehicle Financing with No Down Payment
Aug 06, 2026

ESTO Car Loan: Fast, Flexible Vehicle Financing with No Down Payment

Want to buy a car in Lithuania? ESTO car loan approvals are fast, with no down payment and no mandatory comprehensive insurance. Apply in minutes.

ShoppingE-commerceTips
What Can an ESTO Small Loan Actually Do for You? Here's the Honest Answer
Jul 15, 2026

What Can an ESTO Small Loan Actually Do for You? Here's the Honest Answer

An ESTO small loan can start from 9.90%. Learn what it covers, how repayment works, and whether it fits your budget before you apply.

ShoppingE-commerceTips
A smarter way to shop online: how a credit line works
Jun 11, 2026

A smarter way to shop online: how a credit line works

Use your ESTO credit line to shop on Temu, ASOS, Zalando, and more. Draw only what you need and repay at your own pace. Here's how it works.

ShoppingE-commerceTips
Credit line or small loan – which one suits you better?
Apr 02, 2026

Credit line or small loan – which one suits you better?

Credit line or small loan? Find out how these two solutions differ and which one fits your situation.

ShoppingE-commerceTips
Turn This Holiday Season Into a Sales Party With Data-Driven Marketing Actions From ESTO
Nov 10, 2025

Turn This Holiday Season Into a Sales Party With Data-Driven Marketing Actions From ESTO

7 data-driven marketing actions with ESTO to help turn this holiday season into your most profitable sales period yet.

ShoppingE-commerceTips
Don't Let Winter's Chill Cool Your Sales: How Flexible Payments Maximize Holiday Season Revenue
Sep 30, 2025

Don't Let Winter's Chill Cool Your Sales: How Flexible Payments Maximize Holiday Season Revenue

How ESTO's flexible payment solutions help partners convert cautious buyers and boost revenue over the holiday season.

ShoppingE-commerceTips
Speed Up Your Sales and Win: ESTO Power Partner Month Begins!
Sep 01, 2025

Speed Up Your Sales and Win: ESTO Power Partner Month Begins!

ESTO Power Partner Month has begun! See how partner store sales managers can win 200 € gift cards.

ShoppingE-commerceTips
Why global e-commerce companies should choose local Baltic solutions like ESTO
Aug 05, 2025

Why global e-commerce companies should choose local Baltic solutions like ESTO

Why global e-commerce companies should switch to local Baltic payment solutions like ESTO, and the advantage it gives them.

ShoppingE-commerceTips
Why choose hire purchase over a lease: a safer path to ownership
Jun 26, 2025

Why choose hire purchase over a lease: a safer path to ownership

Hire purchase or a lease? Learn how these solutions differ and why hire purchase is the safer path to ownership.

ShoppingE-commerceTips
← Previous Page
1 2 3 4
Next Page →

Money on your terms — across the Baltics since 2017.

Personal

  • Credit line
  • Consumer loans
  • Ways to pay

Business

  • Payment methods
  • Marketing
  • Developers

Company

  • About
  • Careers
  • Press
  • Investors
  • Blog

Help

  • FAQ
  • Privacy
  • Cookie settings
  • Terms
  • info@esto.lt
© ESTO UAB 2017–2026. Supervised by the Financial Markets Supervisory Authority of the Bank of Lithuania.

You are on the homepage of the credit organization ESTO UAB, which offers financial services. Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO UAB or another specialist. By using the homepage, you signify your acceptance of the website's terms of use.

Example of a standard hire-purchase conditions: if you borrow 410 EUR, signing an agreement for 48 months period with annual interest rate of 14.9 %, monthly administration fee of 2.90 EUR, your monthly payment will be 16.53 EUR, BVKKMN - 44.26 %, the total amount paid will be 793.44 EUR. The conditions may change if you borrow a different amount, choose a different period or based on the results of the creditworthiness assessment.

ESTO Credit Line example: repaying withdrawn 300 EUR during the first 36 months, making monthly instalments of at least 13.99 EUR, annual interest rate will be 23.40%, withdrawal fee 10.50 EUR, monthly administration fee 3.26 EUR, the total amount paid will be 511.43 EUR, BVKKMN - 47.16%. The conditions may change if you withdraw a different amount, make different monthly instalments or based on the results of the credit assessment.

ESTO Small Loan example: when borrowing 500 EUR for the 48 months period, annual interest rate 8.9%, contract fee 7.90 EUR, monthly administration fee 1.9 EUR, monthly instalment 16,19 EUR and the total amount paid 777,12 EUR, BVKKMN - 26,33%. The conditions may change if you choose a different amount or loan period or based on the results of the credit assessment.