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Why Outstanding Customer Service Matters: ESTO's All-Round Approach
Jan 15, 2024

Why Outstanding Customer Service Matters: ESTO's All-Round Approach

ESTO's commitment to customers isn't just strategy — it's a core value. Learn the ins and outs of outstanding service from the pros.

Tips
What Is Dropshipping and How Does This Way of Selling Work?
Jan 15, 2024

What Is Dropshipping and How Does This Way of Selling Work?

Start an e-commerce business with no storage, planning, or organising hassle! Learn how dropshipping works and how to find products to sell.

E-commerce
The Most Common Customer Service Challenges Any Company Can Face: ESTO's Strategies
Jan 10, 2024

The Most Common Customer Service Challenges Any Company Can Face: ESTO's Strategies

Learn the customer service challenges any company can face and how ESTO tackles them, from understanding needs to using tech.

Tips
Small business idea: photography services
Jan 08, 2024

Small business idea: photography services

Looking for a creative business idea? Here's why photography services make a great business to start, plus tips on finding your first clients.

Tips
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© ESTO UAB 2017–2026. Supervised by the Financial Markets Supervisory Authority of the Bank of Lithuania.

You are on the homepage of the credit organization ESTO UAB, which offers financial services. Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO UAB or another specialist. By using the homepage, you signify your acceptance of the website's terms of use.

Example of a standard hire-purchase conditions: if you borrow 410 EUR, signing an agreement for 48 months period with annual interest rate of 14.9 %, monthly administration fee of 2.90 EUR, your monthly payment will be 16.53 EUR, BVKKMN - 44.26 %, the total amount paid will be 793.44 EUR. The conditions may change if you borrow a different amount, choose a different period or based on the results of the creditworthiness assessment.

ESTO Credit Line example: repaying withdrawn 300 EUR during the first 36 months, making monthly instalments of at least 13.99 EUR, annual interest rate will be 23.40%, withdrawal fee 10.50 EUR, monthly administration fee 3.26 EUR, the total amount paid will be 511.43 EUR, BVKKMN - 47.16%. The conditions may change if you withdraw a different amount, make different monthly instalments or based on the results of the credit assessment.

ESTO Small Loan example: when borrowing 500 EUR for the 48 months period, annual interest rate 8.9%, contract fee 7.90 EUR, monthly administration fee 1.9 EUR, monthly instalment 16,19 EUR and the total amount paid 777,12 EUR, BVKKMN - 26,33%. The conditions may change if you choose a different amount or loan period or based on the results of the credit assessment.